Effective date: September 17, 2026

Patriot Equity Mortgage LLC ("Patriot Equity," "we," "us," or "our") respects your privacy. This Privacy Policy explains what personal information we collect, how we use and share it, and the choices and rights you have. It applies to this website and to the services, forms, calls, texts, and emails connected to it.

As a financial institution, we also provide a separate Gramm-Leach-Bliley Act (GLBA) Privacy Notice that describes how we handle nonpublic personal financial information. Where the GLBA Privacy Notice conflicts with this Policy, the GLBA Privacy Notice controls for that information.

1. Information we collect

Information you give us. Name, phone number, email address, mailing address, and any details you submit through our forms or share with us by phone, text, or email, including information about your goals, property, employment, income, and finances that you choose to provide.

Information collected automatically. When you use our site, we and our service providers may collect your IP address, device and browser type, pages viewed, referring links, and similar usage data through cookies, pixels, and similar technologies.

Information from third parties. We may receive information from service providers, marketing partners, credit reporting agencies, and lenders as permitted by law and as needed to evaluate or process a request.

2. How we use your information

We use your information to:

• respond to your inquiry and provide our educational analysis and mortgage services;
• verify eligibility, process and support a loan request, and communicate with you, including by call, email, and text where you have consented;
• personalize, measure, and improve our website and marketing;
• prevent fraud and maintain the security of our systems; and
• meet our legal, licensing, regulatory, and record-keeping obligations.

3. How we share your information

We share personal information only as described here:

• Service providers that support our operations, such as hosting, customer relationship management, analytics, and communications vendors, under obligations of confidentiality.
• Lenders, investors, and settlement service providers as needed to evaluate or process a loan request.
• Legal and safety disclosures required by law, regulation, subpoena, or government or regulator request, or to protect our rights, safety, or property.
• Business transfers in connection with a merger, acquisition, or sale of assets, subject to this Policy.

We do not sell your personal information for money. We do not share your SMS or text-messaging opt-in or consent with third parties for their own marketing purposes.

4. Cookies and advertising

We use cookies, pixels, and similar technologies to run the site, remember your preferences, measure performance, and support our marketing, which may include tools from providers such as Google and Meta. You can control cookies through your browser settings. Where required, we honor recognized browser-based opt-out signals such as Global Privacy Control.

5. Your California privacy rights (CCPA and CPRA)

If you are a California resident, you may have the right to:

• know and access the personal information we have collected about you;
• request correction of inaccurate personal information;
• request deletion of your personal information;
• opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising; and
• not be discriminated against for exercising your rights.

To exercise these rights, use the "Do Not Sell or Share My Personal Information" link on our site, email us at [email protected], or call (949) 431-9994. We will verify your request as required by law. You may use an authorized agent to submit a request on your behalf.

6. How we protect your information

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

7. How long we keep your information

We keep personal information for as long as needed to provide our services, and to meet legal, licensing, tax, and record-keeping requirements, after which we take steps to delete or de-identify it.

8. Children

Our services are intended for adults. We do not knowingly collect personal information from children under 16. If you believe a child has provided us information, contact us and we will delete it.

9. Third-party links

Our site may link to third-party websites and tools that we do not control. Their privacy practices are governed by their own policies, and we are not responsible for their content or practices.

10. Changes to this Policy

We may update this Privacy Policy from time to time. When we do, we will change the "Effective date" above and post the revised Policy on this page.

11. Contact us